The American automobile Association has been a strong supporter of legislation aimed at protecting consumers from fraud and abuse when buying auto insurance. They also work with state insurance departments to help consumers find the right policy. For example, the association fought hard against the proposed car insurance personal injury protection act in Kentucky, arguing that it was intended to protect uninsured motorist drivers and would limit the ability of injured drivers to file claims against their own insurance companies. 

The association also lobbies on behalf of consumers: who buy car insurance policies from New York to Minnesota, and to Washington, D.C. In fact, the last two states have just passed comprehensive car insurance laws. The Kentucky auto insurance law allows for optional coverage that will cover uninsured motorists. The law requires that all drivers maintain liability coverage, but it does not limit coverage to that level. It does require that car owners maintain at least the minimum required level of liability coverage. 

In the case of an accident involving a vehicle: that is both uninsured and underinsured, the Kentucky auto lawyer will pursue the settlement through his or her own private practice, rather than through the confines of the insurance agent’s office. He or she will do this by retaining a professional liability settlement lawyer. There is usually a retainer fee associated with such cases. The insurance agent usually provides all the paperwork necessary to make such a claim. 

If there is an at-fault accident in which one driver is at fault: and another driver is not insured, the Kansas auto lawyer will represent the at-fault party. He or she will attempt to have damages reduced for the other driver. If no settlement can be agreed upon, he or she may go to trial to determine the extent of liability. The outcome of such a trial often determines the ultimate outcome of an auto insurance settlement in a Kentucky courtroom. 

Some states have what is called an uninsured motorist provision.

It basically states that if an accident occurs and it was not the fault of the driver or passengers in the car, that the victims of the accident are not entitled to the damages from the other driver. These laws vary somewhat from state to state, so it is best to research your particular state before deciding how to proceed in an accident that involves damages caused by a different party’s negligence. In many states, the damages that can be recovered are limited to the amount of coverage that was carried at the time of the accident. This is why it is important to obtain a copy of the policy before leaving the scene of the accident. 

As previously stated, the auto accident lawyer is primarily concerned: with winning cases for the injured car owners and should only be contacted if there is a legal issue. This is because some automobile accident attorneys do not have enough knowledge about the laws in their state. This is especially true of those who work on a contingency basis, meaning that they receive their fees only if there is a settlement or court award.

For all car owners, it is important to seek an attorney’s assistance as soon as possible following an automobile collision.